The convenience of credit cards is unparalleled, but they’re not invincible to life’s mishaps. One common concern is whether credit cards can survive an unexpected spin in the washing machine.

The question arises: Do credit cards get ruined in the washing machine? With your fast-paced routines, accidents happen, and plastic cards might find themselves subjected to unintended laundering.

Exploring this issue involves delving into the materials and technology that compose these cards, their potential vulnerabilities, and the steps to take if you find yourself in this soapy situation.

So, let’s dive into the world of credit card durability!

Do Credit Cards Get Ruined in the Washing Machine?

Yes, credit cards can indeed get ruined in the washing machine. The intense agitation, high temperatures, and exposure to water can cause damage to the card’s materials, magnetic stripe, and chip.

The plastic can warp, the magnetic stripe can become unreadable, and the chip can malfunction. Additionally, the printing on the card’s surface might fade or peel off.

If you accidentally wash your credit card, it’s best to contact your card issuer immediately for a replacement.

It’s also a good idea to keep your credit cards separate from your laundry to prevent such mishaps and potential disruptions to your financial transactions.

Do Credit Cards Get Ruined in the Washing Machine?

Do Bank Cards Work After Being in the Washing Machine?

It depends on the bank card and the washing machine. Some bank cards have a magnetic strip that can be damaged by water, while others have a chip that could be affected.

The same goes for washing machines – some have a more durable agitator that can handle more forceful motions, while others are less sturdy and could potentially damage the card.

In general, it’s always best to err on the side of caution and avoid putting any important items – like bank cards or passports – in the washer or dryer.

If you do need to clean them, try spot cleaning first and see if that does the trick.

Read more: Can Currency Notes Survive Washing Machine?


Tips for Preventing Accidental Damage to Your Credit Card

Preventing accidental damage to your credit card is key to ensuring its longevity and functionality. Incorporate these practical steps into your daily routine to avoid the mishap of sending your credit card through the washing machine:

Check pockets and wallets

Prior to tossing your clothes into the washing machine, make it a habit to thoroughly check all pockets and compartments of your clothing, including wallets, purses, and bags.

This simple practice can prevent the unintentional inclusion of your credit card in the laundry.

Empty after travel

When returning home from outings or trips, take a moment to empty your pockets and bag. By doing so, you reduce the risk of accidentally subjecting your credit card to the washing machine during the next laundry cycle.

Designate a safe spot

Designate a specific location in your home where you always place your credit card when you’re not using it. This designated spot can serve as a visual reminder to retrieve the card before doing laundry or leaving the house.

Keep cards separate

Store your credit cards separately from items that are likely to end up in the laundry, such as loose change, receipts, and paper.

By maintaining a clear distinction between your cards and other items, you reduce the likelihood of accidental washing.


Preventive Accessories That You Can Use

Enhance the safety of your credit cards by utilizing protective accessories that shield them from unexpected encounters with water and other damaging elements:

  1. Card Sleeves: Invest in card sleeves made of plastic or waterproof fabric. These sleeves slip over your credit card and provide additional protection against moisture, accidental spills, and minor impacts.
  2. RFID Blocking Wallets: Opt for wallets that incorporate RFID-blocking technology. These wallets are designed to prevent unauthorized scanning of your card’s RFID chip, offering protection against electronic pickpocketing and adding a layer of water resistance.
  3. Hard Shell Card Holders: Consider using hard shell card holders made of aluminum or metal. These holders shield your cards from pressure and bending and guard against moisture and physical damage.
  4. Zippered Pouches: Use zippered pouches or small bags to keep your credit cards organized and separate from other items in your bag or pocket. These pouches can act as a barrier against unexpected exposure to water.
  5. Digital Wallets: Explore the convenience of digital wallets or mobile payment apps. These alternatives eliminate the need to carry physical cards altogether, minimizing the risk of accidental washing and damage.


The convenience of credit cards is unmatched, but they are not immune to unexpected mishaps like a spin in the washing machine. So, do credit cards get ruined in the washing machine?

While credit cards can indeed get ruined due to exposure to water, high temperatures, and agitation, understanding their vulnerabilities is crucial.

Plastic cards might warp, magnetic stripes may become unreadable, and chips could malfunction. If accidental washing occurs, prompt communication with your card issuer for a replacement is advised.

To prevent such incidents, habits like checking pockets and wallets, designating safe spots, and using protective accessories like card sleeves, RFID-blocking wallets, and hard shell holders can go a long way.

These proactive measures ensure your credit cards remain functional and secure. Overall, I hope you have found this article of great help!